Information
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Frequently asked questions
It all began with a simple idea fueled by a deep passion. As a small business, we pride ourselves on personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence.
Can I keep my policy if I change jobs or retire?
Absolutely. Your AIL coverage is portable, meaning you can keep your policy no matter where you work or if you retire — your protection stays with you, as long as your premiums are paid.
Does my policy increase in price over time?
Most AIL policies have level premiums, meaning your rate will never increase as long as the policy remains active — giving you long-term protection at a consistent cost.
How affordable is life insurance through American Income Life?
Life insurance through American Income Life is designed to fit almost any budget — many families pay less than the cost of a daily cup of coffee or a meal out. The goal is to make essential protection affordable without sacrificing quality coverage.
How are payments made for my policy?
Premiums can be conveniently paid through automatic bank drafts, which are the most secure way of making sure your policy always stays active.
Can I customize my coverage based on my needs and budget?
Yes. Your AIL agent will tailor a plan to fit your family’s specific needs and budget, helping you choose the right type and amount of coverage — whether it’s life, accident, or supplemental health protection.
What happens if I miss a payment?
AIL offers a grace period to help you keep your coverage if a payment is missed. I can guide you through reinstatement options to ensure your protection continues without interruption. I am a call, text, and/or email away.
Can I make payments using Venmo, Cash App, Chime, or Zelle?
Unfortunately, payments through Venmo, Cash App, Chime, Zelle, or similar digital platforms cannot be accepted. American Income Life requires payments to be made through a traditional banking institution — such as a checking or savings account — to ensure secure and consistent processing of your policy premiums.
How are meetings and paperwork handled with American Income Life?
All meetings are conveniently conducted virtually through Zoom, allowing clients to review their benefits from the comfort of home. Paperwork is completed securely via DocuSign, and once your policy is approved, your official documents are mailed directly to you for your records.
Beyond the ordinary
This is where our journey begins. Get to know our business and what we do, and how we're committed to quality and great service. Join us as we grow and succeed together. We're glad you're here to be a part of our story.